{"id":70010,"date":"2023-08-07T21:13:00","date_gmt":"2023-08-08T00:13:00","guid":{"rendered":"https:\/\/bluestudio.estadao.com.br\/agencia-de-comunicacao\/prnewswire\/prnewseconomia\/itau-unibanco-projecoes-3\/"},"modified":"2023-08-07T21:13:00","modified_gmt":"2023-08-08T00:13:00","slug":"itau-unibanco-projecoes-3","status":"publish","type":"post","link":"https:\/\/bluestudio.estadao.com.br\/agencia-de-comunicacao\/prnewswire\/prnewseconomia\/itau-unibanco-projecoes-3\/","title":{"rendered":"ITA\u00da UNIBANCO &#8211; Proje\u00e7\u00f5es"},"content":{"rendered":"<p><b>PR NEWSWIRE<\/b><\/p>\n<div class=\"xn-content\">\n<p class=\"prntac\"><b>FATO RELEVANTE<\/b><\/p>\n<p><span class=\"legendSpanClass\">S\u00c3O PAULO<\/span>, <span class=\"legendSpanClass\">7 de agosto de 2023<\/span> \/PRNewswire\/ &#8212; O Ita\u00fa Unibanco Holding S.A. (&#8220;Ita\u00fa Unibanco&#8221; ou &#8220;Companhia&#8221;), em atendimento ao disposto no artigo 157, par\u00e1grafo 4\u00ba da Lei n\u00ba 6.404\/76 e na Resolu\u00e7\u00e3o n\u00ba 44\/21 da Comiss\u00e3o de Valores Mobili\u00e1rios, informa aos seus acionistas e ao mercado em geral que nesta data divulgou suas proje\u00e7\u00f5es revisadas para o ano de 2023, conforme disposto no item 03 (&#8220;Proje\u00e7\u00f5es&#8221;) do Formul\u00e1rio de Refer\u00eancia.<\/p>\n<div>\n<table border=\"0\" cellspacing=\"0\" cellpadding=\"1\" class=\"prnbcc\">\n<tr>\n<td class=\"prngen2\" colspan=\"1\" rowspan=\"1\"><\/td>\n<td class=\"prngen3\" colspan=\"4\" rowspan=\"1\">\n<p class=\"prnml4\"><span class=\"prnews_span\"><b><span class=\"prnews_span\">Consolidado<\/span><\/b><\/span><\/p>\n<\/td>\n<td class=\"prngen4\" colspan=\"3\" rowspan=\"1\"><\/td>\n<\/tr>\n<tr>\n<td class=\"prngen2\" dir=\"LTR\" colspan=\"1\" rowspan=\"1\"><\/td>\n<td class=\"prnpr2 prnpl2 prnvab prntac prnsbtb1 prnbrbrs prnbbbs prnsblb1\" colspan=\"1\" rowspan=\"1\">\n<p class=\"prnml4\"><span class=\"prnews_span\"><b><span class=\"prnews_span\">anterior<\/span><\/b><\/span><\/p>\n<\/td>\n<td class=\"prngen3\" dir=\"LTR\" colspan=\"3\" rowspan=\"1\">\n<p class=\"prnml4\"><span class=\"prnews_span\"><b><span class=\"prnews_span\">revisado<\/span><\/b><\/span><\/p>\n<\/td>\n<td class=\"prngen4\" dir=\"LTR\" colspan=\"3\" rowspan=\"1\"><\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\" dir=\"LTR\" colspan=\"1\" rowspan=\"1\">\n<p class=\"prnml4\"><span class=\"prnews_span\"><b><span class=\"prnews_span\">carteira de cr\u00e9dito total<sup>1<\/sup><\/span><\/b><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" dir=\"LTR\" colspan=\"1\" rowspan=\"1\">\n<p class=\"prnml4\"><span class=\"prnews_span\">crescimento entre <br \/><b>6,0% <\/b>e <b>9,0%<\/b><\/span><\/p>\n<\/td>\n<td class=\"prngen8\" dir=\"LTR\" colspan=\"3\" rowspan=\"1\">\n<p class=\"prnml4\"><span class=\"prnews_span\"><b><span class=\"prnews_span\">mantido<\/span><\/b><\/span><\/p>\n<\/td>\n<td class=\"prngen4\" dir=\"LTR\" colspan=\"3\" rowspan=\"1\"><\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\" dir=\"LTR\" colspan=\"1\" rowspan=\"1\">\n<p class=\"prnml4\"><span class=\"prnews_span\"><b><span class=\"prnews_span\">margem financeira com clientes\u00a0<\/span><\/b><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" dir=\"LTR\" colspan=\"1\" rowspan=\"1\">\n<p class=\"prnml4\"><span class=\"prnews_span\">crescimento entre <br \/><b>13,5% <\/b>e <b>16,5%<\/b><\/span><\/p>\n<\/td>\n<td class=\"prngen8\" dir=\"LTR\" colspan=\"3\" rowspan=\"1\">\n<p class=\"prnml4\"><span class=\"prnews_span\"><b><span class=\"prnews_span\">mantido<\/span><\/b><\/span><\/p>\n<\/td>\n<td class=\"prngen4\" dir=\"LTR\" colspan=\"3\" rowspan=\"1\"><\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\" dir=\"LTR\" colspan=\"1\" rowspan=\"1\">\n<p class=\"prnml4\"><span class=\"prnews_span\"><b><span class=\"prnews_span\">margem financeira com o mercado<\/span><\/b><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" dir=\"LTR\" colspan=\"1\" rowspan=\"1\">\n<p class=\"prnml4\"><span class=\"prnews_span\">entre <br \/><b>R$ 2,0 bi <\/b>e <b>R$ 4,0 bi<\/b><\/span><\/p>\n<\/td>\n<td class=\"prngen8\" dir=\"LTR\" colspan=\"3\" rowspan=\"1\">\n<p class=\"prnml4\"><span class=\"prnews_span\"><b><span class=\"prnews_span\">mantido<\/span><\/b><\/span><\/p>\n<\/td>\n<td class=\"prngen4\" dir=\"LTR\" colspan=\"3\" rowspan=\"1\"><\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\" dir=\"LTR\" colspan=\"1\" rowspan=\"1\">\n<p class=\"prnml4\"><span class=\"prnews_span\"><b><span class=\"prnews_span\">custo do cr\u00e9dito<sup>2<\/sup><\/span><\/b><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" dir=\"LTR\" colspan=\"1\" rowspan=\"1\">\n<p class=\"prnml4\"><span class=\"prnews_span\">entre <br \/><b>R$ 36,5 bi <\/b>e <b>R$ 40,5 bi<\/b><\/span><\/p>\n<\/td>\n<td class=\"prngen8\" dir=\"LTR\" colspan=\"3\" rowspan=\"1\">\n<p class=\"prnml4\"><span class=\"prnews_span\"><b><span class=\"prnews_span\">mantido<\/span><\/b><\/span><\/p>\n<\/td>\n<td class=\"prngen4\" dir=\"LTR\" colspan=\"3\" rowspan=\"1\"><\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\" dir=\"LTR\" colspan=\"1\" rowspan=\"1\">\n<p class=\"prnml4\"><span class=\"prnews_span\"><b><span class=\"prnews_span\">receita de presta\u00e7\u00e3o de servi\u00e7os e resultado de seguros<sup>3<\/sup><\/span><\/b><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" dir=\"LTR\" colspan=\"1\" rowspan=\"1\">\n<p class=\"prnml4\"><span class=\"prnews_span\">crescimento entre\u00a0\u00a0 <br \/><b>7,5% <\/b>e <b>10,5%<\/b><\/span><\/p>\n<\/td>\n<td class=\"prngen8\" dir=\"LTR\" colspan=\"3\" rowspan=\"1\">\n<p class=\"prnml4\"><span class=\"prnews_span\">crescimento entre <br \/><b>5,0% <\/b>e <b>7,0%<\/b><\/span><\/p>\n<\/td>\n<td class=\"prngen4\" dir=\"LTR\" colspan=\"3\" rowspan=\"1\"><\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\" dir=\"LTR\" colspan=\"1\" rowspan=\"1\">\n<p class=\"prnml4\"><span class=\"prnews_span\"><b><span class=\"prnews_span\">despesas n\u00e3o decorrentes de juros<\/span><\/b><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" dir=\"LTR\" colspan=\"1\" rowspan=\"1\">\n<p class=\"prnml4\"><span class=\"prnews_span\">crescimento entre <br \/><b>5,0% <\/b>e <b>9,0%<\/b><\/span><\/p>\n<\/td>\n<td class=\"prngen8\" dir=\"LTR\" colspan=\"3\" rowspan=\"1\">\n<p class=\"prnml4\"><span class=\"prnews_span\"><b><span class=\"prnews_span\">mantido<\/span><\/b><\/span><\/p>\n<\/td>\n<td class=\"prngen2\" dir=\"LTR\" colspan=\"3\" rowspan=\"1\">\n<p class=\"prnml4\"><span class=\"prnews_span\">\u00cdndice de efici\u00eancia abaixo de 40% no <br \/>consolidado e abaixo de 38% no Brasil<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"prngen6\" dir=\"LTR\" colspan=\"1\" rowspan=\"1\">\n<p class=\"prnml4\"><span class=\"prnews_span\"><b><span class=\"prnews_span\">al\u00edquota efetiva de IR\/CS\u00a0<\/span><\/b><\/span><\/p>\n<\/td>\n<td class=\"prngen7\" dir=\"LTR\" colspan=\"1\" rowspan=\"1\">\n<p class=\"prnml4\"><span class=\"prnews_span\">entre <br \/><b>28,5% <\/b>e <b>31,5%<\/b><\/span><\/p>\n<\/td>\n<td class=\"prngen8\" dir=\"LTR\" colspan=\"3\" rowspan=\"1\">\n<p class=\"prnml4\"><span class=\"prnews_span\">entre <br \/><b>27,0% <\/b>e <b>29,0%<\/b><\/span><\/p>\n<\/td>\n<td class=\"prngen4\" dir=\"LTR\" colspan=\"3\" rowspan=\"1\"><\/td>\n<\/tr>\n<tr>\n<td class=\"prnpr2 prnpl2 prnvat prntal prnsbtb0 prnrbrb0 prnsbbb0 prnsblb0\" colspan=\"8\" rowspan=\"1\">\n<p class=\"prnml4\"><span class=\"prnews_span\">(1)<\/span><span class=\"prnews_span\"> Inclui garantias financeiras prestadas e t\u00edtulos privados;<\/span><span class=\"prnews_span\"> (2)<\/span><span class=\"prnews_span\"> Composto pelo resultado de cr\u00e9ditos de liquida\u00e7\u00e3o duvidosa, impairment e descontos concedidos; <\/span><span class=\"prnews_span\">(3)<\/span><span class=\"prnews_span\"> Receitas de presta\u00e7\u00e3o de servi\u00e7os (+) resultado de opera\u00e7\u00f5es de seguros, previd\u00eancia e capitaliza\u00e7\u00e3o (-) despesas com sinistros (-) despesas de comercializa\u00e7\u00e3o de seguros, previd\u00eancia e capitaliza\u00e7\u00e3o.<\/span><\/p>\n<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p>Importante mencionar que, a partir do terceiro trimestre de 2023, a Companhia considera na gest\u00e3o de seus neg\u00f3cios um custo de capital em torno de 14,25% a.a.<\/p>\n<p>As\u00a0informa\u00e7\u00f5es\u00a0sobre\u00a0as\u00a0perspectivas\u00a0dos\u00a0neg\u00f3cios,\u00a0proje\u00e7\u00f5es e\u00a0metas\u00a0operacionais\u00a0e\u00a0financeiras\u00a0s\u00e3o\u00a0meras\u00a0previs\u00f5es, baseadas nas expectativas atuais da administra\u00e7\u00e3o em rela\u00e7\u00e3o ao futuro do Ita\u00fa Unibanco. Essas expectativas s\u00e3o altamente\u00a0dependentes\u00a0das\u00a0condi\u00e7\u00f5es\u00a0do\u00a0mercado,\u00a0do\u00a0desempenho\u00a0econ\u00f4mico\u00a0geral\u00a0do\u00a0Pa\u00eds,\u00a0do\u00a0setor\u00a0e\u00a0dos\u00a0mercados internacionais. Portanto, nossos resultados e desempenho efetivos podem diferir daqueles previstos nessas informa\u00e7\u00f5es\u00a0prospectivas.<\/p>\n<p class=\"prntac\">S\u00e3o Paulo, 07 de agosto de 2023<\/p>\n<p class=\"prntac\"><i><span class=\"xn-person\">Renato Lulia Jacob<\/span><\/i><\/p>\n<p class=\"prntac\"><i>Diretor de Rela\u00e7\u00f5es com Investidores e Intelig\u00eancia de Mercado<\/i><\/p>\n<p><b>Contato:<br \/><\/b><span>Ita\u00fa Unibanco &#8211; Comunica\u00e7\u00e3o Corporativa<br \/><\/span><span>Telefone: (11) 5019-8880 \/ 8881<br \/>E-mail: <\/span><a href=\"mailto:imprensa@itau-unibanco.com.br\" target=\"_blank\" rel=\"nofollow noopener\"><span>imprensa@itau-unibanco.com.br<\/span><\/a><\/p>\n<p>\u00a0<\/p>\n<p>FONTE  Ita\u00fa Unibanco Holding S.A.<\/p>\n<\/div>\n<p><img decoding=\"async\" alt=\"\" src=\"https:\/\/rt.prnewswire.com\/rt.gif?NewsItemId=PT77154&amp;Transmission_Id=202308072006PR_NEWS_LATAM____PT77154&amp;DateId=20230807\" style=\"border:0px;width:1px;height:1px\" \/><\/p>\n<p>A <b>OESP<\/b> n\u00e3o \u00e9(s\u00e3o) respons\u00e1vel(is) por erros, incorre\u00e7\u00f5es, atrasos ou quaisquer decis\u00f5es tomadas por seus clientes com base nos Conte\u00fados ora disponibilizados, bem como tais Conte\u00fados n\u00e3o representam a opini\u00e3o da <b>OESP<\/b> e s\u00e3o de inteira responsabilidade da <b>PR Newswire Ltda<\/b><\/p>\n","protected":false},"excerpt":{"rendered":"PR NEWSWIRE FATO RELEVANTE S\u00c3O PAULO, 7 de agosto de 2023 \/PRNewswire\/ &#8212; O Ita\u00fa Unibanco Holding S.A. (&#8220;Ita\u00fa Unibanco&#8221; ou &#8220;Companhia&#8221;), em atendimento ao disposto no","protected":false},"author":1,"featured_media":70011,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[29],"tags":[],"class_list":["post-70010","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-prnewseconomia"],"acf":[],"_links":{"self":[{"href":"https:\/\/bluestudio.estadao.com.br\/agencia-de-comunicacao\/wp-json\/wp\/v2\/posts\/70010","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bluestudio.estadao.com.br\/agencia-de-comunicacao\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bluestudio.estadao.com.br\/agencia-de-comunicacao\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bluestudio.estadao.com.br\/agencia-de-comunicacao\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bluestudio.estadao.com.br\/agencia-de-comunicacao\/wp-json\/wp\/v2\/comments?post=70010"}],"version-history":[{"count":0,"href":"https:\/\/bluestudio.estadao.com.br\/agencia-de-comunicacao\/wp-json\/wp\/v2\/posts\/70010\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bluestudio.estadao.com.br\/agencia-de-comunicacao\/wp-json\/wp\/v2\/media\/70011"}],"wp:attachment":[{"href":"https:\/\/bluestudio.estadao.com.br\/agencia-de-comunicacao\/wp-json\/wp\/v2\/media?parent=70010"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bluestudio.estadao.com.br\/agencia-de-comunicacao\/wp-json\/wp\/v2\/categories?post=70010"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bluestudio.estadao.com.br\/agencia-de-comunicacao\/wp-json\/wp\/v2\/tags?post=70010"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}